Fringe Benefit Advisors

Precision-built Solutions
to safeguard your business

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ARROW Contractors Trust

At ARCHER JORDAN, our Arrow Contractors Trust program exists to simplify the complicated process involved in complying with the Davis-Bacon and the McNamara-O’Hara Service Contract Act. Let us help you save money and reduce your expenses, while providing your workers with substantive health and retirement plans to safeguard their future.

We take care of it all, so you can continue doing what you do best - running your business.


Construction Contractors

Competition for prevailing wage jobs is tough. One of the greatest challenges for open shop government contractors is managing the paperwork and bookkeeping around compliance, healthcare reform, fringe benefits and taxes. From Davis-Bacon, state prevailing wage and local prevailing wage laws, to the Affordable Care Act, the rules and regulations are countless—and rarely definite. You wouldn't be the first prevailing wage contractor concerned with compliance.

Service Contractors

Compliance with federal, state and local regulations is a serious concern for government contractors. Arrow Contractors Trust by ARCHER JORDAN, ensures that our clients save money on their payroll taxes and provide meaningful benefits to their employees, while remaining in compliance with the Department of Labor and the Department of Health and Human Services, which in turn allows them to maintain a consistent workforce, focus on getting their job done, build their business' and relieve themselves of unnecessary worry.


Service Disabled Veteran Owned Small Business Contractors

ARCHER JORDAN understands and values the SDVOSB Government Contractor.  We have tools and programs that are designed to assist the SDVOSB owner to be more competitive and compliant, and therefore win more contracts.  Allow us to help you build a program tailored to your specific needs.

Expatriate Coverage

ARCHER JORDAN offers global solutions that provide comprehensive and compliant international healthcare plans for employees who travel or work internationally. We ensure the confidence that our members can access quality care wherever and whenever they need it through the strongest global networks, exceptional service and world class healthcare.



Bonafide prevailing wage plans have several components, whether we're designing a program for a service contractor or a construction contractor. Having a well constructed fringe benefits program requires a health plan appropriately designed for the organizational specifics of each contractor. Pre-packaged plans fall short. Which is what you will find in the marketplace.  Our Arrow Contractors Trust program is designed to meet the specific needs of your organization.

Our plans include: major medical,  limited medical, minimum essential coverage, dental/vision, short-term disability, term life, and many supplemental and specialty benefit plans



ARCHER JORDAN provides ERISA Section 3(38) Fiduciary Services, trustee, and investment management services to prevailing wage contractors of all types. Service Contract Act, Davis Bacon Act, and state prevailing wage contractors all entrust ARCHER JORDAN with their fringe contributions for compliance, security and correct asset placement. Managing these important fringe dollars isn't difficult for us because we have painstakingly created the most durable, efficient and affordable prevailing wage benefits and retirement program in the business. Our trust partner provides serious financial horsepower, with over $117 B in plans under management, and is owned by a Fortune 500 company with $9 B in annual revenue.

Our Arrow Contractors Trust features specialized retirement plans that meet the strict requirements of ERISA, as well as the compliance standards for prevailing wage pension plans.

SUB Plan

SUB Plan

Our Arrow SUB Plan, supplemental unemployment benefit plan, is a bonafide fringe benefit according to the DOL, and allows government contractors to receive the same savings on payroll taxes, workers compensation, and general liability insurance as if they had put the fringe contributions into a health or retirement plan. Also, the employees can receive cash in case of a qualifying event such as unemployment, underemployment, holidays, or sickness. 


Plan Administration

Plan Administration

Administering a bonafide fringe benefit plan requires specialized knowledge and technology not possessed by traditional brokers or plan administrators. Utilizing our proprietary Arrow Cloud HRM 3.0 data management operating system, we keep track to the penny your employees fringe contribution dollars, both toward our retirement or SUB program, as well as our health and welfare benefits plan. At the same time our experienced contractors prevailing wage administration professionals, make sure your benefits plan runs as smoothly as possible.

Transparent fringe benefit management is what clients are looking for, which is why we take care of it ALL. From seamless enrollment and processing to employee support and engagement, our team is dedicated to helping you lower risks and increase profits.

Trust Services

Trust Services

To whom you entrust the fringe benefits of your contractors defines you as a company. As such, you should choose a trustee with the experience and integrity to effectively manage and secure benefits for your workers.

For trust services, choose Archer Jordan. We are an independent trustee with decades of experience in handling trust funds for US companies. We design and administer plans, and ensure your compliance with the SCA, Davis-Bacon Act, and other related laws in your state.

HR Technology

HR Technology

Gather, manage, and instantly access all details connected to the benefit plan in the Arrow Cloud System through a client-specific HR Management system. Whether you have 50 or 500 government contractors, our HR tool makes it a piece of cake to deal with all the info anytime, anywhere you are. 

Improve communication, track employee engagement, and ensure data security and transparency with a reliable HRM system. 

Expatriate Coverage

Expatriate Coverage

ARCHER JORDAN offers global solutions that provide comprehensive and compliant international healthcare plans for employees who travel or work internationally. We ensure the confidence that our members can access quality care wherever and whenever they need it through the strongest global networks, exceptional service and world class healthcare.


An all-in-one administration
solution for contractors

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Easy access and tracking of daily valuation, coverage and discrimination testing, trust accounting, and more.

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Health Operations

Our system provides a channel to ensure the seamless and secure transfer of communication and information. 

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Compliance Services

Regular compliance testing and periodic compliance reporting help avoid penalties and unnecessary expenses.

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Easily Accessible Portal

A user-friendly portal offers easy enrollment, management, and tracking for companies and their employees.


Hour Banking/ Reserve Accounting

Banked hours keep employees’ premiums covered, especially during work stoppage so companies need not overpay.

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Participant Services

Our customer support specialists promptly attend to issues and inquiries via phone or live chat.

Payroll Cycle Billing

Customized payroll cycle billing helps prevent missed premium payments and other possible issues that could arise as a result.

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Missed Premium Collection 

Employees not 100% covered by fringe can now pay through other means instead of paying through payroll deductions.


Are you ready to safeguard your contracts?

Protect your existing contracts, build confidence with your clients, and become a preferred vendor.

Let ARCHER JORDAN Simplify Your Fringe Benefit Administration Today!